Raleigh Bankruptcy

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The Chapter 7 Process

The bankruptcy process begins with the initial contact with the attorney and ends with the granting of the discharge and the closing of the bankruptcy case.  A brief explanation of each step in the process appears below, if you would like more details on a particular step just click on the hyperlink.

  • Initial Contact with Attorney’s Office.

  • Free Consultation with an Attorney, not a Paralegal.
  • Pre-Filing Issues Addressed.

  • Second Meeting (Collection of Documents and Information from Client).
  • Completion of Credit Counseling.

  • Third Meeting with Attorney to Review and Execute Paperwork Necessary for Filing

  • Filing of the Case.

  • Attendance at the “Section 341 Meeting of Creditors.”
  • Chapter 7 — Execution and Filing of Reaffirmation Agreement, if any.

  • Chapter 7 — Filing of Motions To Redeem Collateral, if any.

  • Chapter 7 — Filing of any required Motion to Avoid Liens.

  • Chapter 7 — Running of Various Deadlines.

  • Chapter 7 — Completion of the Required Financial Education Course.

  • Chapter 7 — Expiration of Various Deadlines.

  • Chapter 7 — Discharge Entered.

  • Chapter 7 — Trustee Administers Estate.
  • Chapter 7 — Case Closed.

  • Chapter 7 — Client’s review of Credit Report.

  • Chapter 7 — Post Filing Issues.