Chapter 12 is entitled “Adjustment of Debts of a Family Farmer or Fisherman with Regular Annual Income, and it provides debt relief to “family farmers” or “family fishermen” with “regular annual income.” It enables financially distressed family farmers and fishermen to propose and carry out a plan for repaying all or part of their debts. Under chapter 12, debtors propose a repayment plan that extends over a period of three to five years. It has higher debt limits than chapter 13, and is designed to be less expensive than chapter 11. There is an appointed chapter 12 trustee who has very similar responsibilities to that of a chapter 13 trustee. Chapter 12 allows the family farm or fisherman to continue to operate while the terms of the plan are being carried out.